Helping with Your Career
Police Oracle is committed to helping you get the career and training that you want. We work with Police Organisations across the country to bring you training manuals, OSPRE, Q&A, job listings, academic courses and careers advice to help you in your Police Career.
To help get you started, use the quick find menu below, select an item from the list to the right, or select an area from the list below.
Quick find...FINANCIAL CONSIDERATIONS
There are several matters worth considering carefully when leaving the police service. Financial considerations include insurance, mortgages and other investments.
InsurancesDuring your time served you have no doubt made use of the various 'special rates' for police officers in the insurance, loans and mortgage fields, and possibly savings. These matters will probably need reviewing in the light of you leaving.
Many institutions require that they are informed when your employment changes such as banks, building societies, insurance companies (life, car and house etc).
The reasons for this in the case of an officer are that the 'risk' they are covering either increases or decreases. As a serving officer you are probably 'loaded' for insurance as regarding your life but discounted on the likes of car and house insurance. The companies providing this service need to be appraised to adjust the cover provided owing to your new circumstances.
In some cases it might be adjusted up and in others down, or there may be no difference. However, you must inform these companies as if you do not it may render void any cover you have.
MortgagesIt is also worth considering obtaining the new mortgage you need prior to leaving the service as the multiplier you require might exceed the amount of your income once you leave the service.
Investments and your CommutationThe decision as to the pros and cons of full pension verses an element of commutation is a complex one and depends on personal circumstances as much as pure financial guidance.
It goes without saying that the best people to seek advice from regarding lump sums and investments is an Independent Financial Advisor (IFA) from the regulated side of the industry.
It may be that your local Federation rep. can also help and possibly recommend 'approved' advisors in many fields of finance. This site contains a directory of IFA's searchable by County. To select one near you, choose your county form the drop-down list below. (then link through as per the bottom of the finance page on existing Off Duty
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How 2 Become - A Police Community Support Officer - PCSO
NOW ONLY - £11.45The How2Become CD ROM Guide To Becoming A Police Community Support Officer PCSO's inspire confidence in their community by helping to reduce crime and antisocial behaviour, dealing with minor offences and supporting front-line policing. PCSO's perform an essential role, which extends the range of activities the police are able to provide to our communities. MAIN PRODUCT FEATURES The Top 10... -
How To Pass Numeracy Tests
NOW ONLY - £8.99Invaluable guidance on how to pass intermediate level numeracy tests. There are hundreds of practice questions with answers and explanations to help candidates prepare for the real thing. Candidates are increasingly likely to face psychometric tests as part of selection and assessment procedures. Numeracy tests are amongst the most common forms of assessment, and many people find them a real... -
The Police Selection Process, Hutchison - Book
NOW ONLY - £9.99The Police Selection Process is invaluable if you are applying to the police service as a Police Constable, Police Community Support Officer or a Special Constable ; as ;it deals with all aspects of the police selection process. It covers the application form, assessment centre, core competencies, competency based interview, ;written exercises, numerical test, verbal logical reasoning...
